You may exceed your credit limit on your Union Plus credit card, but it is at the issuer’s discretion whether or not to allow charges that exceed your limit. There is no way to refuse to exceed the credit limit on your Union Plus credit card.
Common Questions
Union Plus Customer Service for Credit Cards:
If you would like to check the status of your application, ask questions about your Union Plus credit card application, or experience technical issues, please call 1-877-277-0948
Capital One General Customer Service Number: 1-877-383-4802
How do I check my Union Plus credit card balance?
The best way to check your balance is to sign up for online banking at: https://www.capitalonecardservice.com/ecare/home_nli. You can also call Capital One Customer Service at 800-622-2580. Hope this helps.
How can I exceed the credit limit on my Union Plus credit card?
You may exceed your credit limit on your Union Plus credit card, but it is at the issuer’s discretion whether or not to allow charges that exceed your limit. There is no way to refuse to exceed the credit limit on your Union Plus credit card.
What is the Union Plus Credit Card Signup Bonus?
The Union Plus credit card has no sign-up bonus. However, if your account is in good standing three months after opening, you may be eligible for so-called “hardship grants” (such as severance grants, hospital grants, or disaster relief grants). For more information on eligibility for these grants, call the number on the back of your card.
Who are Union Plus credit cards available to?
The Union Plus credit card program can be applied for in the United States to:
- Paying members of participating unions
- ex-trade unionists
- Members working in America
- Many union family members may also qualify for the Union Plus credit card program.